2.3%
Inflation is stable and low at 2.3% per year. This means your money is currently not losing much value over time.
You're still losing 2.3% of your money to inflation per year or 0.2% per month. At this rate, in 31 years over 50% of your money has evaporated.
What is this?
This chart shows the absolute price (like the price you see in the real world) vs. the inflation-adjusted price of the stock market (or another market indicator you select). You can inflation-adjust it by the Bank of Canada money supply (M1+, M1++, M3), official CPI, Gold, BTC, ETH or many other adjusters.
📉 Combining data sets we can adjust the stock market, or home prices, or food prices, for inflation and find that even if it looks like stock markets and home prices are going up, they may actually be going down in real value.
Explain like I'm 5 years old? 👶
Select [S&P 500 (CAD)] and [M3] at the top.
- Green = normal S&P 500 price you see on TV (in CAD)
- Blue = how much money the Bank of Canada has created (M3)
- Red = real S&P 500 value after adjusting for all that extra money
When the Bank prints a lot (2008, 2020, 2021), the red line shows your purchasing power getting crushed — even if the green line hits new highs. Official CPI misses a lot of this story.
Quick Explainer: Our Measures
- M1+ / M1++ / M3: Bank of Canada money supply (narrow to broad). Shows actual money creation.
- CPI: Official Statistics Canada consumer price index (lagging, excludes houses/stocks).
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Made in Canada 🇨🇦 by Lucas Barnes, inspired by levelsio